What is a comparison home loan rate?
It is a legal requirement that all advertised home loan interest rates have a comparison rate to help consumers identify the true cost of a loan. Normally you see the promotional...
Finance News
What are basic loan products?
When speaking with your mortgage advisor you will need to make a range of decisions related to products, loan terms and repayment types however one of the other considerations which...
What is equity regarding real estate?
Equity Extraction Equity is the difference between the market value of a property and the balance of the loan (if there is a loan). For example, if a home owner...
Fixed Interest Rate Loan Break Fees
What are the pros and cons of a fixed interest rate loan? When a customer opts to fix their interest rates for a specified term, it offers some security to...
How to successfully negotiate prior to auction
Bidding on a property at auction has it's pros and cons, so successfully negotiating on a property prior to auction can be a great way to secure the property without...
How is a mortgage broker paid?
A question most clients ask a finance broker is "how are you paid?"A finance broker is generally paid a commission by the lender for introducing new business to their organisation,...
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