About Fordable

We are the lifeguards of property and finance, assisting you navigate the waters of financial success.

About Fordable Mortgage Brokers

Fordable Definition: ‘A shallow place in a body of water where one can cross’
Our Interpretation: ‘Providing a safe option for your journey’

Fordable Property & Finance primary business is Mortgage Broking. We have Mortgage Brokers based in Newcastle and Sydney whilst also providing our Mortgage Broking services to clients across Australia. 

Our Mortgage Brokers offer a one stop shop for all your property and finance solutions. Whilst being able to assist our clients with a home loan, investment property loans, commercial property loans, business loans, boat financing, car finance, equipment finance we also have a team of industry professionals we work with to ensure our clients do not have to look beyond our business to connect with other financial service providers.

Supporting our clients for the life of their property and financial journey is the foundation of our business.

Through our Mortgage Broking services, clients typically apply for a 30 year home loan. During this period Fordable Mortgage Brokers continually support their clients to provide an amazing experience, monitoring industry changes, educating clients on what home loan products are available to them and constantly keeping our clients best interest at heart. Our Mortgage Brokers strategise, plan, implement, review and work to achieve our clients lifetime goals and objectives.

With over a century of experience in property and finance across our team, we are the Mortgage Brokers you want by your side.

Fordable holds a Credit Representative Number for our Finance & Mortgage Broking services operating under the Connective Credit Services Pty Ltd Australian Credit Licence (ACL) 389328. Fordable does not hold an Australian Financial Services (AFS) licence. It is our Financial Planning partners we work with whom provide the advice and they hold the appropriate licences and qualifications for their service.

The Mortgage Broking, Financial and Property services our team provide are:

Mortgage Broking

Buyers agent services

Property sales agents

Financial planning services

Accounting services

Conveyancing solicitor (property contracts)

Property management agents

If you would like to connect with one of our representatives, please complete the contact us form and one of our team will get in contact with you to discuss your needs.

Contact us now

Client Testimonials

I recently enquired about car finance with Fordable and was very thankful for their service. I ended up with a great deal, I received ongoing updates on my finance throughout the process and know that my best interests were their priority. Would definitely recommend this business as their service is exactly as they suggest – client first! Mr Darragh
Stephen is always great to deal with and provides a level of customer services that goes above and beyond. His advice is always excellent - considered, carefully tailored to evolving circumstances, and accurate. Highly recommend. Emma
I have spent quality time sailing with Stephen over the years and when he moved into property and finance I asked him to review my finance application I had for a new purchase I was settling on. I was due to settle in a few weeks, I had a formal approval in place and when Stephen presented better rates (which was my priority), I asked if he would be able to get another formal approval in a short time and proceed to settlement which he was able to achieve. Stephen delivered on what he said he would, he continued to engage with me post settlement to ensure my experience with the lender was going well and I have recommended his services to others due to the positive experience I had. Geoff
A little while ago, Stephen introduced me to Stuart whom I met with and proceeded to engage as my financial planner. Stuart was very helpful, he has educated me, explained my finances in a way I can understand them and has given me the confidence of knowing how to move forward. I am very thankful to Stephen for the introduction. Paul
Stephen assisted us when the interest rates on our home loans were no longer competitive. He was able to find a solution for us, even though I was on maternity leave. He was able to get us some equity to finish off some renovations, secure competitive interest rates, restructure our lending to remove a guarantor and even placed us with a lender who provided us with a cash back offer so the transaction came at no cost to us. Ticked every box needed and very much looking forward to revisiting my finance with Stephen in the near future. Mrs Jeffress
I’ve known Stephen for many years and since he’s started working in the finance its been great to speak with someone in the industry who cares about people achieving the best outcome for their finance. He shares stories about his own finance, how the market impacts him and is always willing to assist. Stephen has spent a lot of time working with me on my personal finance requirements and helped me negotiate the best solution for my family. I truly appreciate the insight and passion he demonstrates and looking forward to continuing to work with him into the future. Chris
Knowledgeable, effective and caring. Working with Stephen has been a pleasure. He is knowledgeable about the financial sector and has an ability to articulate complex terms in simple in understand language. Stephen provided guidance, kept me informed, supported me with the overwhelming amount of loan documentation I needed to complete and truly made the process more comfortable. Would recommend to anyone! Max
I met Stephen through some mutual friends and when we discovered he was able to assist us with our finance we were eager to see what savings he could achieve for us. He worked on finding a solution for us over 12mths, keeping us notified of options periodically as interest rates dropped throughout 2019. Stephen was so dedicated to finding us a solution, we never had to chase him for an update, and in the end we secured a 1.05% reduction in our interest rate. We are very thankful for his efforts and trust our finance will be taken care of with Stephen moving forward. Chris
I have known Stephen for many years, watching him grow his own property portfolio. I often call Stephen for market updates, we discuss strategy and home loan products frequently as he assist me with my lending. He has guided me around the buying and selling process, presented finance options and always conducts himself as a trustworthy advisor. Stephen’s knowledge of property investing and finance is fantastic and I look forward to many more years of developing my property portfolio with him. John
Fordable was referred to me through a colleague and I am grateful for the service provided. Stephen helped me refinance at a better rate with a lender that will give me the most flexibility for my future plans. Stephen is knowledgeable, friendly and great at presenting detailed loan information in an easy to understand way. I am looking forward to continuing to work with Fordable as I plan for my families future. Happily recommended for their service. Eric
In just two phone calls and a quick email cannot believe I was able to secure a 1.90% reduction in interest rates across my home loans just by completing a health check with you. This has given my family a significant amount of free cash flow! Thank you so much Stephen for making this happen, I wish we had this conversation a long time ago! Do not rely on the bank to call you and ask if you want to save money!!! To think I’ve been paying the lender so much more than needed for so many months!!! Very easy, very helpful, very happy, very recommended. Thanks again. Dave
I have been working with Fordable on my property investment strategy for the last few months. Having access to a broker who cares so much about his clients in invaluable. Through their service, I have been able to understand the lender options available to us and move forward with a purchase, all with close guidance and support. The level of service and time spent on our purchase is immensely appreciated. Thank you. Mr Puentes
Stephen was recommended to me when I was inspecting a property and after our initial conversations, I wasn’t completely sold on using a broker. I approached a lender directly and realised home loan applications are not as straight forward as they have been in the past. Stephen stayed in touch and thankfully I decided to proceed with his service. After my initial experience with the lender I lost some confidence that I would be approved for a home loan however Stephen assisted me to find a lender who would accept my circumstances, I purchased a property and am now living in my own home. The hurdles and challenges Stephen worked through clearly didn’t present an issue and I am thankful for his persistence to assist me buy a home. Paul
I met Stephen at a property we inspected and asked that he assist me with my finance as I was experiencing challenges dealing directly with my bank. We worked together on my finance requirements for almost 12 mths, running many different scenarios to sell properties, refinance, purchase an investment property or a new home. He was very patient, considerate about our situation and never ceased providing his professional service. Stephen found us a solution which met our needs, he worked relentlessly, demonstrating his expertise in the finance industry. I am looking forward to continue working with Stephen in the coming years and trust he has our best interest at heart. Lionel
I have worked with Stephen for several years now and he is, and always will be our go to finance broker for everything. He has helped us out many times, always going above and beyond the regular service. Highly recommend him to everyone. Rick
Had a fantastic experience with Steve and the team! Really helpful and great to deal with. Mr Willis
Associations & Institutions we work with  
AMP Loans
ANZ Home Loans
Bankwest Home Loans
CBA Home Loans
Citi Bank
Essentials Home Loans
ING Home Loans
Macquarie Home Loans
NAB Home Loans
Newcastle Permanent
Pepper Money Home Loans
St George Home Loans
Suncorp Home Loans
Virgin Money Home Loans