About Fordable Mortgage Brokers
Fordable Definition: ‘A shallow place in a body of water where one can cross’
Our Interpretation: ‘Providing a safe option for your journey’
Fordable Property & Finance primary business is Mortgage Broking. We have Mortgage Brokers based in Newcastle and Sydney whilst also providing our Mortgage Broking services to clients across Australia.
We support our clients to achieve their life goals, whether that be buying a home, buying an investment property, building a home or finance for their business.
Ultimately we love to work with clients who are motivated and driven to build a property portfolio that will support them in retirement... wealth creation and strategy to achieve The $6m Retirement Plan.
Our Finance Brokers offer a one stop shop for all your property and finance solutions. We assist our clients with:
- Residential home loans
- Investment property loans
- Commercial property loans
- Business loans
- Boat financing
- Car finance
- Equipment finance
- Personal Loans
We work with a team of solicitors, accountants, financial planners, buyers agents, and sales agents to ensure our clients have access to all the professional services needed to buy or sell a property.
Supporting our clients for the life of their property and financial journey is the foundation of our business.
Through our Mortgage Broking services, clients typically apply for a 30 year home loan. During this period Fordable Mortgage Brokers continually support their clients to provide an amazing experience, monitoring industry changes, educating clients on what home loan products are available to them and constantly keeping our clients best interest at heart. Our Mortgage Brokers strategise, plan, implement, review and work to achieve our clients lifetime goals and objectives.
Fordable holds a Credit Representative Number for our Finance & Mortgage Broking services operating under the Connective Credit Services Pty Ltd Australian Credit Licence (ACL) 389328. Fordable does not hold an Australian Financial Services (AFS) licence. It is our Financial Planning partners we work with whom provide the advice and they hold the appropriate licences and qualifications for their service.
Mortgage Broking, Financial and Property services we provide:
Mortgage Broking
- Residential home loans for investment or owner occupied
- Commercial loans (over $1M)
- Business loans (under $1M)
- SMSF loans
- Boat Financing
- Equipment & asset finance
Buyers agent services
- Property buyers agent
- Buyers agent advice
Property sales agents
Financial planning services
Accounting services
Conveyancing solicitor (property contracts)
Property management agents
If you would like to connect with one of our representatives, please complete the contact us form and one of our team will get in contact with you to discuss your needs.
Stephen Ford
Founder & Managing Director, Fordable
Stephen Ford is the Founder and Managing Director of Fordable Property & Finance, where he advises growth-focused professionals, executives, and business owners on using strategic property acquisition to build enduring wealth.
His investment journey began in 2004 with the purchase of a modest Sydney unit, guided by his father, a seasoned real estate professional. At the time, Stephen saw property simply as ownership. It wasn’t until a decade later when he unlocked significant equity to expand his portfolio that he fully grasped the power of leverage, compounding growth, and strategic finance. That realisation transformed his approach from passive ownership to deliberate wealth architecture.
Over the following years, Stephen expanded his portfolio across multiple states, navigating market cycles, development projects, and Self-Managed Super Fund investing. Experiencing both strong gains and underperforming assets gave him a balanced, long-term investor mindset grounded in risk management, patience, and disciplined decision-making.
By 2017, his growing portfolio had evolved into a structured strategy that would later become Fordable’s signature framework: the $6m Retirement Plan - a methodical approach to acquiring quality investment assets designed to produce financial freedom and lifestyle optionality.
Today, Stephen works with ambitious clients who want more than a single property, they want a clear pathway to scalable wealth. His role extends beyond arranging finance; he acts as a strategic partner, helping clients align lending structures with long-term portfolio growth and legacy planning.
Stephen believes property, when approached with clarity and strategy, is one of the most powerful vehicles for generational wealth creation.
Contact Stephen nowClient Testimonials
I want like to express my gratitude to Stephen Ford at Fordable Property & Finance. Stephen has assisted me closely and provided support throughout the entire buying process and until settlement. A dear friend recommended Stephen’s expertise when I was in the process of buying my first home in Victoria and unsure of how to go about with the process. The solicitor I had engaged was not responding, nor was she updating me with the progress of my purchase. Stephen recommended Tamara Warner, who assisted me promptly, and through to settlement. Stephen has become a family friend during this period and someone I can rely on with all of my property and financial concerns. I definitely recommend Fordable Property & Finance to anyone who is interested in property and financial advise. Thank you Stephen Ford! Mr Singh
A little while ago, Stephen introduced me to Stuart whom I met with and proceeded to engage as my financial planner. Stuart was very helpful, he has educated me, explained my finances in a way I can understand them and has given me the confidence of knowing how to move forward. I am very thankful to Stephen for the introduction. Paul
I recently enquired about car finance with Fordable and was very thankful for their service. I ended up with a great deal, I received ongoing updates on my finance throughout the process and know that my best interests were their priority. Would definitely recommend this business as their service is exactly as they suggest – client first! Mr Darragh
Fordable was referred to me through a colleague and I am grateful for the service provided. Stephen helped me refinance at a better rate with a lender that will give me the most flexibility for my future plans. Stephen is knowledgeable, friendly and great at presenting detailed loan information in an easy to understand way. I am looking forward to continuing to work with Fordable as I plan for my families future. Happily recommended for their service. Eric
Stephen is always great to deal with and provides a level of customer services that goes above and beyond. His advice is always excellent - considered, carefully tailored to evolving circumstances, and accurate. Highly recommend. Emma
I have been working with Fordable on my property investment strategy for the last few months. Having access to a broker who cares so much about his clients in invaluable. Through their service, I have been able to understand the lender options available to us and move forward with a purchase, all with close guidance and support. The level of service and time spent on our purchase is immensely appreciated. Thank you. Mr Puentes
Knowledgeable, effective and caring. Working with Stephen has been a pleasure. He is knowledgeable about the financial sector and has an ability to articulate complex terms in simple in understand language. Stephen provided guidance, kept me informed, supported me with the overwhelming amount of loan documentation I needed to complete and truly made the process more comfortable. Would recommend to anyone! Max

















