What is Comprehensive Credit Reporting (CCR)?Comprehensive credit reporting (CCR) permits the collection of specific consumer credit information so that it can be used by credit providers when making a lending...
How much money can I borrow? “How much money can I borrow” is generally the first question a client asks when looking to purchase a property. It doesn’t matter if...
A question most clients ask a finance broker is "how are you paid?"A finance broker is generally paid a commission by the lender for introducing new business to their organisation,...
Rental yield is a simple calculation to determine the return on investment that a property can produce. Some investors are willing to purchase a property sight unseen based on rental...
What is an Authorised Deposit-taking Institutions?An Authorised Deposit-taking Institutions (ADIs) is an Australian government term for financial institutions in Australia which are supervised by the Australian Prudential Regulation Authority (APRA) and...
Splitting loans allows a borrower to hedge their bets a little against potential interest rate movements. Splitting your loan means you have one total loan amount (e.g. $500,000) and you...
