Fixed Interest Rate Loan Break Fees
What are the pros and cons of a fixed interest rate loan? When a customer opts to fix their interest rates for a specified term, it offers some security to...
Finance News
How is a mortgage broker paid?
A question most clients ask a finance broker is "how are you paid?"A finance broker is generally paid a commission by the lender for introducing new business to their organisation,...
What is a redraw facility?
A redraw facility is common for most home loans and allows a customer to “redraw” advanced payments. For example, if you have paid an additional $10,000 off your home loan,...
What is the First Home Super Saver Scheme (FHSSS or scheme)?
As a way to try assist first home buyers in Australia, legislation has passed that will enable eligible first home buyers to save for the deposit in the concessionally taxed...
How to calculate rental yield
Rental yield is a simple calculation to determine the return on investment that a property can produce. Some investors are willing to purchase a property sight unseen based on rental...
Deposit taking institutions
What is an Authorised Deposit-taking Institutions?An Authorised Deposit-taking Institutions (ADIs) is an Australian government term for financial institutions in Australia which are supervised by the Australian Prudential Regulation Authority (APRA) and...
Associations & Institutions we work with
