What is an offset account?
An offset account usually comes with a professional package product with a lender and is generally only available with deposit taking institutions (main stream banks). Offset accounts are generally designed to...
Finance News
Split Home Loans Explained: Fixed vs Variable Rates in Australia
When choosing a home loan, one important decision is whether to select a fixed interest rate, a variable interest rate, or a combination of both. A split home loan can...
Lenders Mortgage Insurance (LMI)
What is Lenders Mortgage Insurance?Lenders Mortgage Insurance (LMI) is an insurance policy designed to protect the lender in the event the borrower experiences financial hardship, resulting in the property needing...
How to reduce Home Loan Term and Interest?
This really is only applicable to principal and interest repayments because interest only repayments are not repaying any principal. There are a few simple ways you can reduce your home...
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